READ:
The Obama Health Reform Plan
" Stability & Security For All Americans "

From THE WHITE HOUSE

"It will provide more security and stability to those who have health insurance. It will provide insurance to those who don’t. And it will lower the cost of health care for our families, our businesses, and our government"

-President Barack Obama

If You Have Health Insurance

More Stability and Security

• Ends discrimination against people with pre-existing conditions. Over the last three years, 12 million people were denied coverage directly or indirectly through high premiums due to a pre-existing condition. Under the President’s plan, it will be against the law for insurance companies to deny coverage for health reasons or risks.
• Limits premium discrimination based on gender and age. The President’s plan will end insurers’ practice of charging different premiums or denying coverage based on gender, and will limit premium variation based on age.
• Prevents insurance companies from dropping coverage when people are sick and need it most. The President’s plan prohibits insurance companies from rescinding coverage that has already been purchased except in cases of fraud. In most states, insurance companies can cancel a policy if any medical condition was not listed on the application – even one not related to a current illness or one the patient didn’t even know about. A recent Congressional investigation found that over five years, three large insurance companies cancelled coverage for 20,000 people, saving them from paying $300 million in medical claims - $300 million that became either an obligation for the patient’s family or bad debt for doctors and hospitals.
• Caps out-of pocket expenses so people don’t go broke when they get sick. The President’s plan will cap out-of-pocket expenses and will prohibit insurance companies from imposing annual or lifetime caps on benefit payments. A middle-class family purchasing health insurance directly from the individual insurance market today could spend up to 50 percent of household income on health care costs because there is no limit on out-of-pocket expenses.
• Eliminates extra charges for preventive care like mammograms, flu shots and diabetes tests to improve health and save money. The President’s plan ensures that all Americans have access to free preventive services under their health insurance plans. Too many Americans forgo needed preventive care, in part because of the cost of check-ups and screenings that can identify health problems early when they can be most effectively treated. For example, 24 percent of women age 40 and over have not received a mammogram in the past two years, and 38 percent of adults age 50 and over have never had a colon cancer screening.
• Protects Medicare for seniors. The President’s plan will extend new protections for Medicare beneficiaries that improve quality, coordinate care and reduce beneficiary and program costs. These protections will extend the life of the Medicare Trust Fund to pay for care for future generations.
• Eliminates the "donut-hole" gap in coverage for prescription drugs. The President’s plan begins immediately to close the Medicare "donut hole" - a current gap in its drug benefit - by providing a 50 percent discount on brand-name prescription drugs for seniors who fall into it. In 2007, over 8 million seniors hit this coverage gap in the standard Medicare drug benefit. By 2019, the President’s plan will completely close the "donut hole". The average out-of-pocket spending for such beneficiaries who lack another source of insurance is $4,080.

If You Don't Have Insurance

Quality, Affordable Choices for All Americans

• Creates a new insurance marketplace – the Exchange – that allows people without insurance and small businesses to compare plans and buy insurance at competitive prices. The President’s plan allows Americans who have health insurance and like it to keep it. But for those who lose their jobs, change jobs or move, new high quality, affordable options will be available in the exchange. Beginning in 2013, the Exchange will give Americans without access to affordable insurance on the job, and small businesses one-stop shopping for insurance where they can easily compare options based on price, benefits, and quality.
• Provides new tax credits to help people buy insurance. The President’s plan will provide new tax credits on a sliding scale to individuals and families that will limit how much of their income can be spent on premiums. There will also be greater protection for cost-sharing for out-of-pocket expenses.
• Provides small businesses tax credits and affordable options for covering employees. The President’s plan will also provide small businesses with tax credits to offset costs of providing coverage for their workers. Small businesses who for too long have faced higher prices than larger businesses, will now be eligible to enter the exchange so that they have lower costs and more choices for covering their workers.
• Offers a public health insurance option to provide the uninsured and those who can’t find affordable coverage with a real choice. The President believes this option will promote competition, hold insurance companies accountable and assure affordable choices. It is completely voluntary. The President believes the public option must operate like any private insurance company – it must be self-sufficient and rely on the premiums it collects.
• Immediately offers new, low-cost coverage through a national "high risk" pool to protect people with preexisting conditions from financial ruin until the new Exchange is created. For those Americans who cannot get insurance coverage today because of a pre-existing condition, the President’s plan will immediately make available coverage without a mark-up due to their health condition. This policy will offer protection against financial ruin until a wider array of choices become available in the new exchange in 2013.

For All Americans

Reins In the Cost of Health Care for Our Families, Our Businesses, and Our Government

• Won’t add a dime to the deficit and is paid for upfront. The President’s plan will not add one dime to the deficit today or in the future and is paid for in a fiscally responsible way. It begins the process of reforming the health care system so that we can further curb health care cost growth over the long term, and invests in quality improvements, consumer protections, prevention, and premium assistance. The plan fully pays for this investment through health system savings and new revenue including a fee on insurance companies that sell very expensive plans.
• Requires additional cuts if savings are not realized. Under the plan, if the savings promised at the time of enactment don’t materialize, the President will be required to put forth additional savings to ensure that the plan does not add to the deficit.
• Implements a number of delivery system reforms that begin to rein in health care costs and align incentives for hospitals, physicians, and others to improve quality. The President’s plan includes proposals that will improve the way care is delivered to emphasize quality over quantity, including: incentives for hospitals to prevent avoidable readmissions, pilots for new "bundled" payments in Medicare, and support for new models of delivering care through medical homes and accountable care organizations that focus on a coordinated approach to care and outcomes.
• Creates an independent commission of doctors and medical experts to identify waste, fraud and abuse in the health care system. The President’s plan will create an independent Commission, made up of doctors and medical experts, to make recommendations to Congress each year on how to promote greater efficiency and higher quality in Medicare. The Commission will not be authorized to propose or implement Medicare changes that ration care or affect benefits, eligibility or beneficiary access to care. It will ensure that your tax dollars go directly to caring for seniors.
• Orders immediate medical malpractice reform projects that could help doctors focus on putting their patients first, not on practicing defensive medicine. The President’s plan instructs the Secretary of Health and Human Services to move forward on awarding medical malpractice demonstration grants to states funded by the Agency for Healthcare Research and Quality as soon as possible.
• Requires large employers to cover their employees and individuals who can afford it to buy insurance so everyone shares in the responsibility of reform. Under the President’s plan, large businesses – those with more than 50 workers – will be required to offer their workers coverage or pay a fee to help cover the cost of making coverage affordable in the exchange. This will ensure that workers in firms not offering coverage will have affordable coverage options for themselves and their families. Individuals who can afford it will have a responsibility to purchase coverage – but there will be a "hardship exemption" for those who cannot.

B4B NOTE: This plan spells out, point-by-point, exactly what President Obama wants in the final health care reform bill. ANY politician who goes against any aspect of this plan is going AGAINST the desires of The President...and should be dealt with accordingly.

B4B

House Passes Health Bill !
Another Historic Obama Landmark

Following a 14 hour debate, the U.S. House of Representatives passed landmark health care reform legislation, handing President Barack Obama a hard won victory on his signature domestic priority.

Republicans were nearly unanimous in opposing the plan that would expand coverage to tens of millions of Americans who lack it and place tough new restrictions on the insurance industry.

The 220-215 vote late Saturday cleared the way for the Senate to begin a long-delayed debate on the issue that has come to overshadow all others in Congress.

A triumphant Speaker Nancy Pelosi compared the legislation to the passage of Social Security in 1935 and Medicare 30 years later.

Obama, who went to Capitol Hill earlier on Saturday to lobby wavering Democrats, said in a statement after the vote, "I look forward to signing it into law by the end of the year."

The bill drew the votes of 219 Democrats and Rep. Joseph Cao, a first-term Republican who broke from his Party of No to do what is right for Americans and should be commended by all. Opposed were 176 Republicans and 39 Democrats.

From the Senate, Majority Leader Harry Reid of Nevada issued a statement saying, "We realize the strong will for reform that exists, and we are energized that we stand closer than ever to reforming our broken health insurance system". Now, the major need is for Reid to be energized enough to unite the Senate Democrats to pass the Senate version before the end of the year as President Obama has requested.

Although there is still much work ahead in the Senate, the passing of this bill in the House of Representatives is an incredibly historic feat for President Obama in that none of the previous 7 Presidents has gotten this close to achieving much needed health care reform for America. We thank Speaker Nancy Pelosi for her leadership to get this done in the House as we now turn to Senate Majority Leader Harry Reid to do the same. (CLICK HERE to read entire 1990-page health care bill or visit Hear The Bill to listen to audio version. The bill also includes the controversial Stupak Amendment. CLICK HERE to read amendment.)

WATCH:
President Obama Comments on
Congress' Historic Health Care Vote

1 Down...1 To Go !

FIGHT...CALL...DEMAND !
Now, Time For The Senate To
Get It Done !

Related Article: Senate Could Use 51 Vote
Reconciliation To Pass Health Bill...This Fact Needs to Go VIRAL !

CLICK HERE if video did not appear through email server

B4B

America’s Affordable Health Choices Act
Implementation Timeline

Greg Jones' B4B NOTE: It had been anticipated that Congress would vote on the Democrats' health care legislation on Saturday Nov. 7 at 6pm. We are now hearing that the vote may be postponed until this Sunday while some report that the vote may be held up until the end of next week. Below is the complete time-line of when the various phases of this health reform plan will be implemented. As you see, in this plan their version of public option will begin in 2013.

2010
INSURANCE MARKET REFORMS
ENDS HEALTH INSURANCE RESCISSIONS: Prohibits abusive practices whereby health insurance companies rescind existing health insurance policies when a person gets sick as a way of avoiding covering the costs of enrollees’ health care needs.

NEW LIMITS ON PRE-EXISTING CONDITION EXCLUSIONS: Prior to the bill’s complete prohibition on pre-existing condition exclusions beginning in 2013, reduces the window that plans can look back for pre-existing conditions from 6 months to 30 days and shortens the period that plans may exclude coverage of certain benefits. It also prohibits insurers from limiting or denying coverage based on acts stemming from domestic violence.

BAN ON LIFETIME LIMITS: Prohibits insurance companies from placing lifetime caps on coverage.

IMMEDIATE SUNSHINE AGAINST INSURER PRICE GOUGING (RATE REVIEW): Discourages excessive price increases by insurance companies through review and disclosure of insurance rate increases.

ENACTS ADMINISTRATIVE SIMPLIFICATION: Begins adopting and implementing administrative simplification requirements to reduce paperwork, standardize transactions, and greatly diminish the administrative burdens and associated costs in today’s health care system.

ENSURING VALUE (MEDICAL LOSS RATIO): Specifies that health plans spend a minimum of 85 percent of premium dollars on medical care, while making sure that such a change doesn’t further destabilize the current individual health insurance market.

INCREASE DEPENDENT AGE FOR POLICIES THROUGH AGE 26: Allows those through age 26 not otherwise covered to remain on their parents’ policies at their parents’ discretion.
COBRA EXTENSION: Allows individuals to keep their COBRA coverage until the Exchange is up and running. [NOTE: This is separate from the Recovery Act provisions that provide premium assistance for selected groups.]

ENSURING RECONSTRUCTIVE SURGERY FOR CHILDREN: Requires plans to pay for reconstructive surgery for children with deformities.

LIMITATION ON POST-RETIREMENT REDUCTIONS OF RETIREE HEALTH BENEFITS: Prohibits employers from reducing retirees’ health benefits after those retirees have retired, unless the reduction is also made to benefits for active participants.

GRANTS TO STATES FOR IMMEDIATE HEALTH REFORM INITITATIVES: Builds on an existing grant program to enhance incentives for states to move forward with a variety of health reform initiatives prior to 2013.

IMPROVED BENEFITS

CREATES REINSURANCE FOR EARLY RETIREES: Creates a new temporary reinsurance program to help offset the cost of coverage for companies that provide early retiree health benefits for those ages 55-64.

IMMEDIATE HELP FOR THE UNINSURED (INTERIM HIGH-RISK POOL): Creates a $5 billion fund, modeled after the President’s plan, to finance an immediate, temporary insurance program for those who are uninsurable because of pre-existing conditions.

NEW LONG-TERM CARE PROGRAM (CLASS ACT): Creates a new, voluntary, public long-term care insurance program to help purchase services and supports for people who have functional limitations. Benefits are a daily or weekly cash benefit to help people with functional limitations purchase the services and supports needed to maintain personal and financial independence. CLASS would supplement, not supplant, traditional payers of long-term care (e.g. Medicaid and/or private long term care insurance).

ESTABLISHES THE HEALTH BENEFITS ADVISORY COMMITTEE: Establishes within 60 days of enactment the Health Benefits Advisory Committee—led by the Surgeon General and made up of health care experts, health care providers and patients—provides recommendations on the essential benefits package to the Secretary of HHS for approval.

PUBLIC HEALTH IMPROVEMENTS

INCREASES FUNDING FOR COMMUNITY HEALTH CENTERS: Provides increased funding for community health centers that will allow them to double the number of patients served over the next five years.

IMPLEMENTS NEW PREVENTIVE HEALTH SERVICES PROGRAM IN COMMUNITIES: Provides immediate funding for preventive services at the community and local level to address public health problems such as obesity, tobacco use, and diabetes.

EXPANDS PRIMARY CARE, NURSING AND PUBLIC HEALTH WORKFORCE: Increases access to primary care by sustaining the current efforts to increase the size of the National Health Service Corps. Primary care and nurse training programs are also immediately expanded to increase the size of the primary care and nursing workforce. Ensures that public health challenges are adequately addressed.

EMPLOYER WELLNESS PROGRAMS: Establishes a grant program for employers to promote healthy behaviors among their employees.

MEDICARE AND MEDICAID IMPROVEMENTS

BEGINS TO FILL IN THE MEDICARE PART D DRUG DONUT HOLE: Provides for a 50% discount on brand-name drugs in the Part D donut hole, and immediately shrinks the size of the donut hole by $500 in 2010. The donut hole continues to be narrowed over the coming years until it is fully eliminated by 2019.

IMPROVES PREVENTIVE HEALTH COVERAGE IN MEDICARE & MEDICAID: Eliminates cost sharing for preventive services to encourage wider use of preventive care for Medicare beneficiaries. Requires State Medicaid programs to cover preventive services recommended to the Secretary of HHS based on evidence, such as tobacco cessation counseling for pregnant women.

ALLOWS STATES TO COVER LOW-INCOME INDIVIDUALS WITH HIV: Gives States the option of extending Medicaid coverage to HIV-positive individuals and provides enhanced federal matching payments for the costs of care.

INCREASES REIMBURSEMENT FOR PRIMARY CARE IN MEDICAID: Brings reimbursement for primary care services in Medicaid up to Medicare levels with 100% federal funding (phased in over several years).

PROVIDES FOR 12-MONTH CONTINUOUS ELIGIBILITY IN CHIP: Provides continuity of care for children by requiring that states provide 12-month continuous eligibility for children in the CHIP program

CREATES MEDICARE ACCOUNTABLE CARE ORGANIZATIONS AND MEDICAL HOME PILOT PROGRAMS: Requires the Secretary to set specific benchmarks for expansion of these programs and to test them in a variety of settings and geographic regions. If the initial pilots prove successful, the Secretary is directed to continue expanding them on a large-scale basis.

2011
ELIMINATES BARRIERS TO ENROLLMENT IN MEDICARE LOW-INCOME SUBSIDY FOR PART D DRUG PROGRAM: Eases burdens on enrollment so more low-income beneficiaries can get the financial help they need to make health care affordable.

NEW PROTECTIONS IN MEDICARE ADVANTAGE: Limits cost-sharing for services in Medicare Advantage plans to no more than cost-sharing in traditional Medicare, and provides for bonus payments to high-quality plans.

ESSENTIAL BENEFITS: In preparation for reform, the Health Benefits Advisory Committee reports their recommended essential benefits package to the Secretary of HHS for adoption.
Additional federal funds to states with high unemployment. Assists States in maintaining access to
Medicaid services during the recession by extending the current Recovery Act increase in federal Medicaid payments to states with high unemployment rates.

2012
IMPROVES LOW-INCOME PROTECTIONS IN MEDICARE: Increases the assets test limits in the Part D drug program and Medicare Savings Programs to ensure that more low-income beneficiaries get the financial help they need to make their health care affordable.

EXTENDS MONTHS OF COVERAGE OF IMMUNOSUPPRESSIVE DRUGS FOR KIDNEY TRANSPLANT PATIENTS: Lifts the current 36-month limitation on Medicare coverage of immunosuppressive drugs for kidney transplant patients who would otherwise lose this coverage on or after January 1, 2012.

2013
HEALTH INSURANCE REFORMS: Implements comprehensive health insurance reforms that prohibit insurance companies from engaging in discriminatory practices that enable them to refuse to sell or renew policies due to an individual’s health status. In addition, insurance companies can no longer exclude coverage for treatments based on pre-existing health conditions. The legislation also limits their ability to charge higher rates due to health status, gender, or other factors, and permits premiums to vary only by age (no more than 2:1), geography and family size.

HEALTH INSURANCE EXCHANGE: Opens the Health Insurance Exchange to individuals without other coverage and to small employers with 25 or fewer employees. This new venue will enable people to comparison shop for standardized health packages. It facilitates enrollment and administers affordability credits so that people of all incomes can obtain affordable coverage.

PUBLIC HEALTH INSURANCE OPTION: Creates a new public health insurance plan option that is available only within the Health Insurance Exchange. It competes on a level playing field against private health plans and will inject competition into the many parts of our country without a competitive health insurance market. Because it doesn’t operate at the behest of investors, it will be able to offer stiff competition to private insurers—forcing them to compete on cost and quality for the first time.

AFFORDABILITY CREDITS: Makes Health Insurance Affordability Credits available through the Exchange to ensure people can obtain affordable coverage. Credits are available for people with incomes above Medicaid eligibility and below 400% of poverty who are not eligible for or offered other acceptable coverage. They apply to both premiums and cost sharing to ensure that no families face bankruptcy due to medical expenses.

INDIVIDUAL RESPONSIBILITY: Requires individuals to obtain acceptable health insurance coverage or pay a penalty of 2.5% of their income that is capped at the cost of the average cost of qualified coverage.

EMPLOYER RESPONSIBILITY: Employers are required to offer coverage to their workers and their workers’ families with minimum contributions and meet standards for that coverage or pay a penalty of 8% of their payroll to help offset the cost of their workers obtaining coverage through the Exchange. Employers have a grace period and are not required to meet the benefit standards until 2018.

PROTECTS SMALL BUSINESS: Small businesses with annual payrolls below $500,000 are exempt from requirements to offer or contribute to coverage, including the 8% payroll contribution for failure to provide health benefits to their workers. The 8% requirement is phased in for small businesses with an annual payroll between $500,000 and $750,000.

SMALL BUSINESS TAX CREDITS: Provides certain lower-wage small businesses that choose to provide health coverage with a new tax credit worth up to 50% of the amount paid by a small employer for employee health coverage. The credits are available on a rolling basis for the first two years that an employer offers qualified coverage.

EXPANDS MEDICAID ELIGIBILITY: Expands Medicaid to 150% of poverty to ensure that people obtain affordable health care in the most efficient and appropriate manner. The expansion is fully federally funded in 2013 and 2014; thereafter states pay 9% and the federal government pays 91%.

PROTECTS THE HEALTH OF NEWBORN BABIES: Provides temporary Medicaid coverage for up to 60 days for babies who are born without proof of other health coverage.

2014
INITIATES AN AFFORDABILITY TEST FOR EMPLOYER-SPONSORED COVERAGE: Opens the Health Insurance Exchange to individuals who have an offer of employer-sponsored coverage, but for whom that coverage would be unaffordable because the premium would absorb more than 12% of their family income. People who meet this test will be able to enter the Exchange and are eligible for affordability credits based on their incomes.

HEALTH INSURANCE EXCHANGE EXPANDS: Opens the Health Insurance Exchange to small businesses with 50 or fewer employees.

ENSURING VALUE IN MEDICARE ADVANTAGE (MEDICAL LOSS RATIO): Requires Medicare Advantage plans to spend a minimum of 85 percent of premium dollars on medical care.

2015
EXPANDS HEALTH INSURANCE EXCHANGE: Opens the Health Insurance Exchange to small businesses with 100 or fewer employees and provides the Health Choices Commissioner the authority, from 2015 forward, to continue expanding the Exchange to larger employers as the system is ready to handle increased capacity.

2018
EMPLOYERS OUTSIDE THE EXCHANGE ARE REQUIRED TO MEET ESSENTIAL BENEFITS PACKAGE: The grace period ends for employer-sponsored plans to meet the health insurance standards. All employer-sponsored coverage and health insurance offered within the Exchange is required to meet benefit and contribution standards.

Prepared by the Committees on Ways & Means, Energy & Commerce, and Education & Labor
October 29, 2009

Knowledge Is POWER...Pass It On !!!

B4B

WATCH:
President Obama Remarks
On Ft. Hood Rampage

Read More: 12 Dead, 31 Wounded

We Send Our Thoughts and Prayers.

CLICK HERE if video does not appear through email server

B4B

Civil Rights Groups Open

K Street Office

in Final Health Care Push

By Krissah Thompson Washington Post

After some small-scale, disjointed efforts to push for health care reform, civil rights groups are renting temporary office space on K Street and combining their efforts to run an operations center with the sole goal of lobbying on health care policy.

The office will be run by staffers from the National Urban League, the NAACP and the Black Leadership Forum. Over the next two weeks, they will coordinate rallies in 10 cities, run a phone bank where volunteers will pepper members of Congress with calls and keep up with the latest developments in the debate.

The groups are calling the effort a "war room" and plan to staff it long hours each day, creating a central hub for the civil rights groups to share ideas and staff resources. The voices of minorities, who are disproportionately represented among the poor and uninsured and could benefit the most from reform -- and who also are more likely than others to have chronic illnesses such as diabetes -- have been a small part of the contentious health care debate.

Marc Morial, president of the National Urban League, said the groups have been working behind the scenes but are trying to push to the front in the final stretch.
(Read more of article)

The Time is Now...
To Call...Fight...DEMAND
The RIGHT To Health Care for ALL !

B4B

Congressional Health Care Bill
All 1990 Pages
READ IT HERE !

By Greg Jones

Blacks4Barack

Last week Speaker Nancy Pelosi released the 1990-page House Democrats' health reform plan. The plan includes a version of the public option; mandates everyone to buy health insurance, bans insurance companies from denying health care coverage to people with pre-existing conditions and more. Make some coffee, sit back and read and read and read....then read a bit more. The first pages are the table of contents so you can start there, find what you're most interested in, then scroll down to those sections. Very much worth the time.

Knowledge is POWER !

Click Here to read entire bill...
then share.

B4B

Congressional Health Care Plan
Could Be Disastrous
For the 46 Million Uncovered !

By Greg Jones
Blacks4Barack

The primary reason for the need for health care reform was always to furnish access to much needed health care to the 46 million hard working uninsured Americans who currently struggle through life without the basic right to adequate health care. With an average of 44,000 deaths per year due to the lack of health care coverage, the uninsured await in hopeful anticipation that our politicians will do the right thing, enabling the millions to no longer be forced to visit make-shift free clinics originally designed to serve in third world countries (attached pics). Unfortunately though, our politicians are heading down a health reform course which is getting farther and farther away from it's intent.

In fact, a quick review of the Congressional Health Care Bill recently presented exposes the fact that the millions currently in need could actually end up in worse shape than they are now if this bill was to pass. Although the bill does expand the number of individuals eligible for Medicaid to the 150% poverty level -which is approximately $16,200 for a single individual, for all who earn above that dollar limit the plan will force or mandate that every American buys insurance on their own (if it is not furnished by their employer) or be penalized. The penalty will be in the form of a tax penalty equal to 2.5% of their annual income. In other words, the very people who health reform is supposed to help will be fined for being too poor to afford this great health care coverage ! It's like a penalty for being poor. And they still won't have coverage.


For months we've been hearing about how health reform will become so 'affordable' through the creation of a strong, robust public option. But now as we review the Congressional Plan we see that they have turned away from the robust plan to a much weaker plan guaranteed to have higher premium costs, some warn even possibly a cost higher than the current private insurers. The 46 million hard working Americans are living without coverage for one basic reason: they can't afford it. If they could they would have it. So now, the bright idea from Congress is to create a new high priced, unaffordable form of coverage, but this time CHARGE people a fine who can't afford to buy it. THIS IS PATHETIC ! Even sadder, the plan as it sits now is actually budgeting or planning on millions of Americans to NOT be able to afford it, resorting to paying the fines/penalties, which is evident by the Congressional Plan already counting on $167 billion dollars being generated IN FINES which they boast when applied to the total 10 year cost of the plan, these fines/penalties will help keep the total costs under $884 Billion.

So our brilliant politicians are banking on generating billions in penalty money from the very millions of people that health reform is supposed to help. Not making sure they are covered and have the right to health care, but using the plan's unaffordability combined with the mandate as a way to make money! What ? So under this brilliant, unaffordable plan we will end up with millions who are still unable to receive needed health care, who will now be considered 'lawbreakers' who will then be forced to pay a penalty that will go toward making coverage more affordable for the more affluent who CAN afford the high premiums. THIS IS PATHETIC and evident that our politicians are coming up with every scheme possible to serve the insurance cartel while telling the Americans in need to 'kiss off'.


If our politicians were sincere about making health care accessible to all they would first of all, demand a strong, robust public option (actually single-payer is the best as we all know but they'll never do that) so that the rates would TRULY be affordable. Then they would make the rate that the 46 million pay for premiums be on a sliding scale. To say that a person earning $16,200 is in poverty therefore eligible for Medicaid, but a person earning $16,250 CAN afford the high premiums and when they don't we'll penalize/charge them, is absolutely anti-American, asinine and in no way can call itself health care reform. Under this plan it would actually be better if no reform was done at all !

We're hearing in the media about how a surtax will be paid by individuals earning $500,000 per year or 1 million per couple to contribute to this health plan's cost, but it is disgusting how neither the media nor our great politicians are exposing how this plan will actually tax the poor-the very people in need of health care reform-by way of penalties for being too poor to afford the coverage !

While the politicians brag about history in the making, make certain that we all know exactly what they're bragging about. As they say, the devil is in the details. And for those who say things like 'this plan is a step in the right direction' or 'progress takes time'...you obviously HAVE coverage and are NOT one of the 46 million struggling each day to NOT become one of the 44,000 who DIE each year; the very group that reform is SUPPOSED to be FOR...not PENALIZE !

Please Share The Truth...
Then Fight...Call...DEMAND !!!
TRUE Health Care For ALL !!!

Coming: The Truth About These 'Subsidies'

B4B

Photos:
Halloween With THE OBAMAS !

Christine Simmons (AP)

WASHINGTON — President Barack Obama and first lady Michelle Obama on Saturday doled out presidential M&Ms and dried fruit mixes to more than 2,000 trick-or-treaters, marking their Halloween at a White House event partly aimed at honoring military families.


Dressed as superheroes, pirates, fairies and skeletons, the kids came in with their parents from Maryland, Virginia and Washington D.C., lining up at the orange lit White House.

The Obamas smiled, chatted and passed out cellophane goody bags that were also filled with a sweet dough butter cookie made by White House pastry chef Bill Yosses and a National Park Foundation Ranger activity book. Mrs. Obama wore furry cat ears and a leopard-patterned top.

It's A New Day !

B4B

B4B NOTE: Hate to say it but...

The Public Option In Congress is Now

A SHAM !

Article By Miles Mogulescu

HuffPo

The so-called "public option" -- as it remains in the bills being proposed in the House and Senate -- is a fraud and a sham. It bears no resemblance to the "robust" public option originally sold by its supporters as the most pragmatic, "uniquely American" multipayer way of achieving affordable universal health care, instead of importing successful single payer models from other democratic capitalist countries which provide better health to its citizens at considerably lower costs.

The pygmy public option now being proposed in the House and Senate will not be a viable competitor to mandated private insurance.

• It will not put any meaningful pressure on private insurance companies to moderate their premiums.

• It will not have the market power to pay lower fees to doctors and hospitals than private insurance and will thus not be less expensive than private insurance.

• It will not even be available to most Americans.

• Since it will be unable to effectively compete with private insurance, it will end up with few, if any customers.

At this point, it really doesn't matter whether or not a final health reform bill includes this type of public option in name only. The public option, as it's now being proposed in the House and Senate, will have no meaningful impact. If Joe Lieberman or other corporate Democrats kill this meaningless public option, it will make no difference in the lives of most Americans. With or without a fraudulent public option, millions of Americans who will be required to buy insurance or pay a fine will see their premiums skyrocket as there will be no effective limits placed on how much private insurers can charge the customers whom the federal government will make buy their product.

The final nail in the public option's coffin came when House Democrats (with no help from President Obama to twist Blue Dog arms) fell 10 or 12 votes short of including a requirement that the public option pay providers Medicare rates plus 5% and instead will be required to negotiate rates with each doctor and hospital in America. This all but guarantees that the public option will end up paying more to doctors, hospitals and drug companies than private insurance.

It's like a brand new Mom and Pop store trying to compete with WalMart.

Here's why, without a tie to Medicare rates, the public option will end up paying more to providers than private insurance: The largest private insurers in each market already have tens or hundreds of thousands of members. When they negotiate rates with providers, they get volume discounts of as much as 30%-40% off "retail rates," just as WalMart gets volume discounts because of its market clout. (Because of its even greater bargaining power, Medicare often pays providers 15%-20% less than private insurance).

But without the ability to tie pricing to Medicare rates, the public option will have no ability to negotiate volume discounts. It will start out with no subscribers. It will then have to go to each hospital, doctor and drug company to negotiate rates. Without any subscribers at the outset, these providers will have no incentive to give volume discounts to the public option, which will end up paying more than large private insurers. This in turn will make the public option more expensive than private insurance. As a result, it will sign up few subscribers. With few subscribers, it will be continue to be unable to negotiate volume discounts. Even if the public option were allowed to pay Medicare plus 5% rates, unless it already had a large number of subscribers in a particular market, providers would simply refuse to accept public option patients at these reduced rates, prefering to treat patients from higher-paying private insurers. So it's a chicken and egg situation. Few subscribers will lead to higher costs. Higher costs will lead to few subscribers. This is a public option designed to fail.

As a result, when the Congressional Budget Office first evaluated the Senate negotiated-rate public option plan, the CBO concluded that it would end up with no subscribers. Perhaps with a little pressure from Congress, the CBO is now projecting that by 2019, approximately 6 million Americans would be enrolled in the negotiated-rate House public plan. The CBO also projects that "a public plan paying negotiated rates would...typically have premiums that are somewhat higher than the average premiums for private plans." The CBO notes that this public plan would attract a "less healthy pool of enrollees" than private plans. With a less healthy pool of enrolees who require more services than private plans, the cost of the public plan would continue to escalate beyond the cost of private insurance, further reducing the number of people who sign up, and further reducing its negotiating clout, leading to a vicious circle of increasing costs and unaffordability that would do little or nothing to put pressure on private insurers to lower their premiums.

As Kip Sullivan, a long-time fighter of universal health care, has argued articulately, the devolution of the public option from a robust proposal projected to cover over 129 million Americans and lower insurance costs to a sham public option that will at best cover 6 million Americans in 10 years and have no impact on lowering insurance costs is a case of "bait and switch".

The "public option" was initially proposed by Yale political scientist Jacob Hacker and Campaign for America's Future leader Roger Hickey as a more politically "pragmatic" alternative to the long-time progressive goal of establishing universal single payer health care (as though insurance companies and their paid-for Congressional allies wouldn't fight against a robust public option as hard as they would fight against Medicare for All).

Hacker and Hickey laid out 5 criteria that, they argued, were essential to the success of the public option.

1. The PO had to be pre-populated with tens of millions of people by shifting all or most uninsured people, as well as Medicaid and SCHIP enrollees, into the PO, so like Medicare, it would represent a huge pool of enrollees on day one.

2. Only enrollees in the PO, not in private insurance, would be eligible for government subsidies.

3. The PO and its subsidies would be available to all nonelderly Americans (not just the uninsured and employees of small businesses).

4. The PO would pay Medicare reimbursement rates.

5. The insurance industry had to offer the same minimum level of benefits that the PO offered.

If these criteria were met, the Lewin Group (a subsidiary of health insurance giant United Health) projected that the public option would enroll 129 million Americans, have overhead of 3%, pay hospitals 26% less and doctors 17% less than the private insurance industry, and have premiums 23% below the private insurance industry average.

That was the "bait." Now came the "switch." The puny public option proposals that are still on the table in the House and Senate meet only the 5th of the 5 criteria for an effective public option and eliminate the first 4 criteria. They are not pre-populated; subsidies go to both the public option and private insurance; large employers are barred from buying into the public option; and the public option is not allowed to use Medicare rates but must instead negotiate rates on a provider-by-provider basis.

The result is that instead of enrolling 129 million Americans and decreasing insurance premiums, the sham public option being proposed in the House and Senate will enroll between 0 and 6 million Americans and will cost more than private insurance.

It's time that organizations which supported a "robust" public option tell their supporters the truth: that the public option in the House and Senate bills bears no relationship to the public option they have been fighting for. (Instead, the Health Care for American Now blog praises the public option in the House bill as "a strong competitor to private insurance, keeping prices down and attracting customers.") Its time that "progressives" in Congress like Anthony Weiner, Alan Grayson, Jan Schakowsky, Raul Grijalva and Lynn Woolsey admit to their constituents that, with no help from President Obama, they've lost the battle for a "robust" public option. Media figures like Keith Obermann and Rachel Maddow, who've been vocally talking up the public option, should be reporting the truth about the pitiful public option that's left on the table.

As it stands now, the sham public option in the House and Senate bills serves only one purpose. It gives political cover to progressives and liberals in the House and Senate to vote for mandates that will use the power of the federal government to force uninsured individuals to buy inferior and over-priced private insurance or be fined by the IRS by being able to say, "Well, at least the bill contains something called a public option," even if it's a public option in name only. Better that Joe Lieberman's filibuster threat forces Congress to drop this sham public option from the bill. At least, then, progressives and liberals will have to squarely face up to the implications of their vote and decide if this type of "health care reform" is really in the interests of the American people, or indeed, in the interests of the Democratic Party.

As the final bill takes shape, it's going to be a close call whether this type of mandated "health insurance reform" with no price controls on premiums is better than no reform at all. (Thanks HuffPo)

Share The Facts...

Then Fight...Call...DEMAND !

STRONG Public Option ONLY !

B4B

Read more at: http://www.huffingtonpost.com/miles-mogulescu/the-public-option-in-cong_b_340501.html

B4B Pic Of The Week
President Makes Surprise Visit

DOVER AIR FORCE BASE, Del. — Standing in the pre-dawn darkness, President Barack Obama saw the real cost of the war in Afghanistan: The Americans who return in flag-covered cases while much of the nation sleeps in peace.

In a midnight dash to this Delaware base, where U.S. forces killed overseas come home, Obama honored the return of 18 fallen Americans Thursday. All were killed in Afghanistan this week, a brutal stretch that turned October into the most deadly month for U.S. troops since the war began.

The dramatic image of a president on the tarmac was a portrait not witnessed in years. Former President George W. Bush spent lots of time with grieving military families but never went to Dover to meet the remains coming off the cargo plane. (HuffPo)

B4B

Free Make-Shift Health Care Clinic: Houston, Texas

Harry Reid:
Chooses Public Option with Opt-Out
The Good and MOSTLY BAD of Opt-Out !

By Greg Jones
Blacks4Barack

Well, this is good news and bad news (but mostly bad). In answer to millions of pro-strong public option phone calls and emails Senate Majority Leader Harry Reid has announced that there will in fact be a public option in the Senate version of the bill he will bring to the floor, a move that Reid feels will pacify his constituents in Nevada who are overwhelmingly in favor of a strong public option. That's the so called 'good news'. The bad news is his plan will include the 'opt-out' clause which means that the public option plan would start out as a national, all-inclusive plan but will give all individual states the option to opt-out of the strong public option plan resorting to the status quo system with no option at all.

Some say that Reid's opt-out decision is a move that could garner enough support to actually pass in the Senate with the hope that each state would be 'too embarrassed' to opt-out, therefore would remain in the strong public option plan. But the fact is, the states in which the insurance cartel currently have near monopolies would be at greatest risk of being 'shameless' enough to opt-out with a desire to squash any type of competition that could hurt their pockets. And if you think the lobbying is bad in D.C. just wait and see the cartel in action on a per-state basis.

Bottom line, this is a major crap shoot. If states do remain in the public option plan then that will give residents access to much needed affordable health care coverage. But each state that DOES excercise their right to opt-out will create an absolute disaster for every uninsured resident of those states. Combine the lack of an affordable public option with the anticipated mandate (forcing all Americans to have/buy health care insurance or be PENALIZED) and it is easy to see the nightmare that may lie ahead.

The benefits of the strong public option derive from it's negotiating powers and leverage due to the plan's mass, national number of participants/members, enabling the public option to demand better rates which are passed on to each member. But if states can constantly opt-out of the public option, there can never be a concrete number of members to base true discounts/leverage on. There would be much greater discounts if 50 states are in the plan than if, say 42 states are in. Or what about when 4 or 7 states per year opt out; public option rates for members would have to keep going up accordingly, creating constant inconsistency, and a prime recipe for failure.

Although this watered down plan may have the ability to get the votes necessary to pass in the Senate, since the majority of the Democrat and Republican Senators really DON'T want true, affordable reform thanks to the millions in lobby/bribe money they have taken from the insurance cartel, this plan really does not securely address the health care reform needs of We The People. With 47 million Americans having no health care coverage at all and an average of 44,000 Americans dying each year due to no access to quality health care, the idea of fulfilling the health care needs of the 47 million on a per state basis is at best sad and barbaric. This 'great health care reform' with a potential end result that your life could have been saved if only you had lived in the right state simply means that we could become a bunch of third world countries right here in the un-United States of America.

Will struggling, uninsured Americans be forced to relocate to states that DO have the strong public option ? After they move, will Americans then have to hope and pray that their new state doesn't decide to opt-out one day, forcing yet another out of state move ? Are we to literally play musical states for the simple right to quality health care in order to stay alive ?

Now, the millions of supporters of strong public option are expected to be thankful that this public option will be in the Senate plan while simultaneously holding their breaths in fear that their individual state may opt-out, leaving them still uncovered due to the unaffordability, while becoming lawbreakers thanks to the new mandate. Our politicians may need to include some kind of mental anguish coverage in this plan because if it does pass it could be stressful enough to make one literally lose their mind. On the bright side, with the passing of this plan the politicians will be able to brag that they did give us
"A public option" and some will feel that this is better than absolutely nothing, the original goal of our well bribed politicians.

Many are familiar with the old traditional Indian rain dance. Looks like now we'll be forced to do the American Shame Dance in hopes that we can shame our state politicians to do the right thing for the health care needs of Americans by not opting-out. Something tells me there's going to be a lot of dancing ahead, or, if nothing else, a lot of future business for UHaul.

Shame Them NOW...

Say NO To Opt-Opt
Strong Public Option ONLY !!!
MAKE THE CALLS !

Related Article:
Shows which Red states most likely to opt-out
By: Jane Hamsher FireDogLake


B4B

The OFFICIAL
1st Family Portrait

It's A NEW DAY !
We are very proud of our 1st Family !

B4B

WATCH:
1st Lady Michelle Obama
Addresses Health Care Reform for Women

In some states, maternity care is not covered because pregnancy can be seen as a pre-existing condition. Its even legal in some states to deny a woman coverage because shes been a victim of domestic violence. First Lady Michelle Obama looks at where health care policy and people's lives intersect. Two-time cancer survivor Roxi Griffin and HHS Secretary Kathleen Sebelius join her to discuss how the current system doesn't work for women and their families and why health insurance reform is so needed.

CLICK HERE if video does not appear through server

B4B

Greg Jones B4B NOTE:
Here it comes folks...the start of THE " let's water-down strong public option the way we were lobbied (bribed) to do so so that the health insurance companies can continue to Rape America"...CON GAME !

Article by Sam Stein (HuffPo)

Baucus: There May Be 60 Votes for

" Less Pure' Public Option

Senator Max Baucus (D-Mont.) insisted on Monday that a public option for insurance coverage was very much "alive" as he and two other Democratic senators merged together disparate health care bills.

But in what will surely be a disappointment for progressives, the Montana Democrat hinted strongly that the provision would be watered down.

"This issue is alive and we are looking at it to see what makes the most sense," the senator declared on a conference call with reporters. "The major overall goal here though is to get health care reform that passes the Senate, gets 60 votes, and I just don't know if there is 60 votes for the most pure kinds of the public option. There may be 60 votes for the less pure kinds."

The less pure kinds, Baucus explained, were co-ops, a public plan triggered by economic conditions and an insurance structure that allowed states to opt in or out of a public option. He seemed to find the last option the most intriguing.

"It is new and it is interesting," said Baucus. "Senators are trying to think it through, its effect, what it will do? We don't know yet."

CLICK HERE To Read Rest of Article

CLICK HERE To Read Related Article By Greg Jones:
"Not All Public Options Are Alike...or GOOD !"

Time To FIGHT...Time To DEMAND...
STRONG PUBLIC OPTION ONLY !

B4B

Read more at: http://www.huffingtonpost.com/2009/10/19/baucus-there-may-be-60-vo_n_326197.html

WATCH:
President Obama's Weekly Address
Battling The Insurance Companies
Down The Stretch

As the health insurance reform debate enters into its final stages in Congress, the President denounces the desperate and deceptive last-ditch efforts of the health insurance companies to derail it.

Greg Jones' B4B NOTE: Since all signs show that the health reform bill IS going to include a mandate (law that every citizen must have or buy coverage or be penalized) then it is extremely important that a strong public option be included in the bill to create a lower cost plan for the 47 million hard working Americans who are currently uninsured because they can not afford coverage. If they could afford it they'd have it and not be standing in make-shift free clinic lines for much needed health care like a third world country. If there ends up being a mandate, but still unaffordable plans that Americans are FORCED to buy, then we will simply end up with 47 million uninsured lawbreakers, which totally defeats the purpose of Health Care Reform, all to the benefit of the insurance cartel. It is absolutely PATHETIC that our politicians are using cost as the excuse (health care reform is anticipated to cost $889 billion over 10 years) to continue to allow 46 thousand Americans to DIE each year due to the lack of medical care/coverage, while simultaneously (and quietly I might add) approving the spending of $683 BILLION for WAR (majority went to defense contractors)...with the expectation to need more funding NEXT YEAR !

The key to a strong, competitive public option being in the bill is Senate Majority Leader Harry Reid. We Must vigorously contact Reid to DEMAND a Strong Public Option as if our lives depended on it....because one day...it just might !

CONTACT Senate Majority Leader Harry Reid at;
DC: 202-224-3542; Vegas: 702-388-5020; Carson: 775-882-7343;
Reno: 775-686-5750
email: http://reid.senate.gov/contact/index.cfm

Yes We WILL...
Yes We MUST !!!

CLICK HERE if video does not appear through email server

B4B

All 'Public Options' Aren't Alike...
Or GOOD !
A Quick Look at the DIFFERENT
' Public Options '

By Greg Jones
Blacks4Barack

As I watch the debate over health care reform I can't help but notice the caution in the verbiage being used by the proponents of public option. Speaker Nancy Pelosi has declared that " no bill will get through the House without a public option ". Rep. Anthony Weiner has emphasized that it will be difficult to get a bill passed without a public option. When we hear statements of this nature with such conviction we naturally are invigorated with the feeling of " Yes ! "

But there's one seemingly small, but very important problem with this strategic rhetoric that no one is bringing to the attention of We The People, not the Democrats, not the Republicans, and certainly not the media. The problem lies in the harmonious phrasing carefully used by all public option advocates, and that phrase is ...."A" public option.

To see through this one must first analyze exactly what the title ' public option ' means. It simply means ANY health insurance plan available to the PUBLIC as an alternative to the current private health insurance system which would be another choice or OPTION to what exists now. But there are multiple versions all calling themselves public options that vary tremendously in how they will effect health care reform and/or make health care more accessible for all. Keep in mind that the one thing that is certain to be included in the final bill will be a MANDATE or new law forcing ALL Americans to have or buy health care insurance or they will be PENALIZED. So here's a quick look at the different plans all calling themselves
"A" Public Option.

PUBLIC OPTION: (The plan President Obama spoke of throughout the campaign) First, there's the true, strong, competitive public option which is basically a health insurance plan put together by the government to compete against existing private insurers. This would be a national plan designed to generate so many members or participants nationally that the sheer numbers will give this plan the leverage or negotiating power to offer reduced, very competitive rates. This public option would have lower administrative costs since it would not be designed to make a profit and will not have an advertising budget. These savings will help this plan be even lower in cost and more affordable for all. The key to the success of this national plan is the great number of participants.

CO-OPS: Next, there is the co-ops, aka " co-operatives " which will be setup and initially funded by government funds, then turned over to individual non-profits, which will work similarly to the public option mentioned above except instead of being one strong, national program, the co-op plan would be individual statewide plans like 50 'baby public options'. The insurance cartel prefers this plan because it is a much weaker plan since the number of participants and therefore negotiating power would be based on a much lower total number of participants in each particular state resulting, most say, in being non-competitive. The cartel also favors this plan because as co-ops have been tried over the past decade they have basically failed because of being unable to compete effectively. Lastly, in order for a co-op to even get started in a state it would need a minimum of 500,000 participants, a feat insurmountable for a number of states which means those states would not have this 'public option' at all. Bottom line, the co-op plan just won't work (see video below of Robert Reich explaining public option vs. co-ops).

OPT-IN: Then, in a non-stop attempt by our great politicians to come up with whatever means possible to water down competition against the insurance cartel, another brilliant idea has been proposed called OPT-IN. This plan is basically one step weaker than a co-op in that it gives each state the option to offer the public option plan in their state or not...If the state likes it they can OPT-IN...if not, everyone in that state is stuck with the status quo while still being forced by law to pay the current high rates of the insurance cartel....or be PENALIZED !

OPT-OUT: This seems to be the plan that is picking up the most steam lately. In fact, Sen. Tom Harkin (D-Iowa), one of the fiercest advocates for public option recently stated as reported by HuffPo that he " left open the possibility that reform would include (and he himself would support) an opt-out clause that allowed states to set up co-operatives in place of the public plan." So Opt-Out means that each state would start out as part of the national, good, strong, competitive public option but would have the right to stop participating in the good plan resorting to the weaker, non-competitive co-op plan. Some politicians feel that this opt-out plan would be successful because state officials would be 'embarrassed' to switch/opt-out from the good public option to the weaker, higher costing co-op. Fact is, the opt-out idea will simply benefit the cartel in states where they have monopolies as in Alabama where 1 insurer has 89% of the entire insurance market. A major concern is that politicians in monopoly states will cowtow to the lobbyists (take bribes/campaign funds,etc.) not caring what they 'look like', to opt-out of the national, robust/strong plan...switching to a state co-op plan which would be pleasingly non-competitive to the cartel...would be of no true benefit to residents of the state...just back to status quo. (and don't forget the mandate)

TRIGGER: Finally, there's this super-brainstorm of a plan which simply says let's just keep things the way they are now, trust the insurance companies to do the right thing and make their prices more affordable on their own, and if things don't get better in like 6, 8 or 10 years from now, THEN we'll start (trigger) the public option. The saddest thing about this plan is that they (our politicians) are actually serious. Pathetic !


WATCH: Robert Reich Explains
Strong Public Option Vs. Co-Ops




So when our Servants of the People say, "....you'll have A public option ", make sure you know exactly what they mean. No Co-ops, no opt-in or opt-out and definitely no trigger. Unfortunately, many of our politicians are more dedicated to aiding and abetting the insurance cartel than they are delivering true, accessible, quality health care for ALL. And if they think that shame is an effective tool, then NOW is the time to

Make Calls...Make Demands...SHAME THEM NOW
To Pass A STRONG,
Competitive Public Option ONLY !

CLICK HERE if video does not appear through email server

B4B

WATCH:
Labor Unions FIGHTING for Strong Public Option
Richard Trumka AFL-CIO Pres. Speaks Out...
"...anyone who blocks it will pay the price "

Visit msnbc.com for Breaking News, World News, and News about the Economy

The Time Is NOW...To FIGHT
for the RIGHT to Quality
Health Care For ALL !
(WITH Strong Public Option)

CLICK HERE if video did not appear through email server

B4B

Seeing Through The Democrat's
Health Care CON GAME !

By Greg Jones
Blacks4Barack

" I Can Not Support A Public Option" ! That is the main message that Senator Olympia Snowe has made certain to get across during every one of her barrage of interviews which have taken over the cable news airwaves. Yesterday, Snowe was the lone Republican vote in the 14-9 decision to pass the Senate Finance Committee's version of so-called health care reform. Although this senate plan is actually the very worst out of the five different versions drafted, it is being touted in the media and by various politicians as a great triumphant achievement...as if the passing of the other 4 were absolutely meaningless.

Fact is, if the Senate plan was to actually pass as it is, Americans would be in WORSE shape than we are now. NO Public Option combined with a mandate, guarantees that this Senate Finance Bill will be of great benefit to the insurance industry while simultaneous slapping We The People, the supposed purpose of health care reform...in the face. So why is the worst of the plans garnering such accolades ? Because we are being strategically played like ill-informed fiddles by BOTH the Republican AND Democratic leaders. Just one look at the amounts of money ( legalized bribes) both the top Democrats and Republicans have received from the health industry lobbyists shows exactly who they are loyal to...and it's NOT We The People.

Thanks to the power of the lobbyists, leadership on neither side of the isle really wants any type of TRUE reform that would effect the pockets of the insurance industry (their bribers), but they do want to APPEAR as if they are working so diligently for the much needed health reform (of which 77% of Americans want a strong Public Option). And did I mention the sad truth that the Democrats have received more payoff money than the Republicans ?

So here's their game. The Democrats have enlisted Olympia Snowe to side with them (a move that makes Snowe look good to her constituents who want reform in Maine), knowing, as she has announced maybe 42 times today in her numerous interviews, that she adamantly opposes any type of a strong public option which would create competition for the insurance bandits, although it is the ONLY way to assure accessible, quality health care for all. Now that Snowe has voted for the bill, which would have passed 13-10 without her, the Democrats (along with the aid of the media) are ACTING like they HAVE TO cater to what Snowe wants or the Dems will lose her support. So, as all 5 bills are merged toward one final bill and strong advocates like Senator Sherrod Brown (Ohio) submits his amendment for a STRONG public option, the Democrats will knock it down stating that the inclusion would cause Snowe (and possibly Susan Collins if she signs on...she needs to look good in Maine too) to defect. (NOTE: Currently, there is NOT a STRONG (competitive) Public Option in ANY of the 5 bills. Many erroneously believe the Senate HELP Committee plan contains a strong public option which it does not. Actually, it is more on the co-op side. CLICK HERE for more info on Senate HELP Plan)

In other words, the Dems are lining Snowe up to be their EXCUSE to end up with a final bill that caters to the insurance industry, and against The People ! In fact, Majority Leader Harry Reid is already on TV today saying that "...legislation is the art of compromise..." or in other words...we have to do what THEY want. PATHETIC ! Keep in mind, Democratic supporters across America worked hard volunteering, making calls, door knocking and WON a filibuster proof 60 Democrat Majority in the Senate. 60 votes is all that's needed to pass ANY bill including health care reform with a strong public option. So it's not the Republicans that are the problem, it's the Democrats who won't vote for what the party promised...true health care reform. In fact, if the Democrats REALLY want to pass health care reform with a strong public option than they can just do so with what is known as a 51 person Reconciliation vote...they don't even need 60 ! It is the responsibility and job of Senate Majority Leader Harry Reid to LEAD his fellow Democratic senators to get on board and do what is right for America. Olympia Snowe ? That's a JOKE !

It is time NOW for Harry Reid to put the health care needs of We The People FIRST...not the insurance companies...not the appeasement of other politicians ! It is pathetic that 47 million Americans are struggling with NO health care coverage at all with millions more who are under-covered. It is absolutely pitiful that 45,000 Americans DIE every year due to the lack of needed medical care. The Democrats must STOP PLAYING THESE CON GAMES ! And Harry Reid is THE KEY !

Contact Senate Majority Leader Harry Reid’s offices...
all of them – and tell him...

" As Majority Leader We Expect You To LEAD our Senate Majority to PASS a STRONG PUBLIC OPTION BILL...NOTHING ELSE WILL DO...We're counting on (and watching) YOU."

Not a co-op...not opt-in or opt-out...not a trigger (which are all being labeled as Public Options but ALL benefit the insurance companies !)

CALL SENATOR REID TODAY !

DC: 202-224-3542; Vegas: 702-388-5020; Carson: 775-882-7343; Reno: 775-686-5750

Or email: http://reid.senate.gov/contact/index.cfm

Health Care Reform is a matter of Life or DEATH !

We Will NOT Be ROBBED (or fooled) of Our Right
To Quality Health Care For ALL !

Related article: Top House Progressive: Catering To Snowe "A Waste of Time"

B4B

Hoodwink Alert !

Media/Politicians Tout Passing of Senate Finance Committee Bill As GREAT Accomplishment
With NO Strong Public Option;
Actually WORSE Than What We Have NOW !
(WATCH: Video Below)

By Greg Jones
Blacks4Barack

So today, the Senate Finance Committee passed their version of so-called health care reform 14-9 in what is being touted a great positive step toward health care reform for America, even bragging about being able to attract a yes vote from Republican Olympia Snowe. But the FACT is, if this particular bill was to end up passing as the final bill, Americans would be in WORSE shape than we are now.

One reason, there is NO Public Option of any significance in this 'wonderful' bill, the only means of creating competition against the current gauging of Americans by health insurance companies. NO Public Option means NO way to create truly affordable coverage for the 47 million Americans struggling to survive without health coverage as if this was a third world country, forced to stand in long lines at make-shift free clinics by the thousands for much needed health care. To top things off, this 'great' bill contains a MANDATE, meaning that it will become THE LAW that EVERY (whether you can afford it or not) American MUST buy health insurance or be PENALIZED ! But with NO Public Option, the insurance will still be unaffordable for the 47 million who would have coverage NOW if they could afford it, so this 'incredible' Senate plan will only create 47 million UNINSURED LAWBREAKERS !

Up until now, the uninsured could at least go to the emergency room if their illness got extreme. But under this 'milestone' Senate plan the 47 million uninsured lawbreakers would now be AFRAID to go to emergency, regardless of the severity of their illness, because they'll be afraid of getting CAUGHT without insurance !

This 'historic' Senate Plan is an absolute insult to We The People and the true purpose of Health Care Reform. The ONLY group that this plan helps is the insurance companies who have spent millions lobbying (bribing) our politicians to get what they want. And they certainly are, under this 'super' Senate plan. The bottom line is, if the Senate Plan becomes law we will be in WORSE shape than if they had done no health care reform at all !

Below is a message from former health insurance CEO Wendell Potter whose conscience lead him to become a whistleblower against the corruption of the health insurance industry. Potter explains that any bill that does not include a strong, competitive Public Option is simply A GIFT TO THE INSURANCE INDUSTRY and would be detrimental to the health care needs of We The People.

Don't Be Hoodwinked or Bamboozled !

Our ONLY safety net is a STRONG PUBLIC OPTION. Not just any kind of public option...not co-ops...not opt-in or opt-out...not triggers...those are all WEAK versions of so-called public options frankly designed to benefit the insurance industry ! Only STRONG Public Option will do !!! Please keep in mind that a truly strong Public Option is NOT in ANY version of the bill (which will merge or consolidate during the next few weeks) therefore, someone will have to add it as an amendment in order for a strong, competitive Public Option to even GET IN the bill for consideration.

Unfortunately, due to the absolute greed of our politicians both Democrat and Republican we still have a LONG way to go. And to those who think " President Obama will fix it "...sorry, it just doesn't work that way....which is why he has stated, since day one that he will need OUR HELP ! To All Warriors...Please Help Spread THE FACTS....as if your life depended on it. One Day...It Just Might !

Watch: Wendell Potter




Encourage ALL to FIGHT !
MAKE THOSE CALLS...
MAKE THOSE DEMANDS !!!
Call your Senator...Congressman...TODAY !

CLICK HERE if video does not appear through email server

B4B

DISGUSTING !!!

Insurance Industry Going GANGSTER !

Threatens To Jack-Up Rates if HCR Passes !

Mike Lux (HuffPo)

The insurance industry inadvertently gave health reformers the best argument we ever could have had to pass a public option and the strongest possible regulations on insurers. Declaring that rates will go up dramatically if reform passes, insurers launched a full-scale open assault on the idea of any reform at all yesterday, except I guess a reform plan especially tailored to them and their profitability. What they left out of their little study is that they are the ones who decide when rates go up because the biggest companies have very little competition in most of the markets they are in. There is no federal rate regulation, there is no anti-trust enforcement in insurance (they are specifically exempted from it in the McCarran-Ferguson Act), and unless there is a public option, there will be little competition. They will be the ones who decide if the rates go up, and they have just guaranteed they would raise those rates if we don't stop them from doing it.

It's sort of like the sheriff in Blazing Saddles holding the gun to his own head, and saying "back off or I'll shoot." The insurance industry is saying that if they don't like what's in the bill, they will just decide to arbitrarily raise the rates. But we can stop those rates from going up by checking the insurers' power. That's why a public option, real competition for an arrogant out-of-control, way-too-powerful industry, is so essential. Without it, we are left to their whims, and anytime, for my reason, they will just jack up their rates. If their stocks go down, if they just want more profits, if some regulation they don't like is passed, they will just raise their rates. With a strong, robust, nationwide public option, we can force insurers to the table, and give them real competition.

Personally, I think we ought to repeal McCarran-Ferguson and impose tough rate regulation as well. That would really open up competition and guarantee lower prices. But at the very minimum, we have to have a strong national public option. The insurance industry has just reminded us as to why that is. Thanks for the help in making our case, friends.

By the way, it's not just me who thinks this. Voters do not support being forced to buy health insurance unless there is a public option -- at that point, as the polling clearly documents, voters are fine with an insurance mandate. As long as there is real competition with a public option, voters are fine with being asked to buy insurance. Sometimes I think regular voters are smarter than the politicians they elect to govern them. (Thank You HuffPo)

Greg Jones'
B4B NOTE:

While over 47,000 Americans are dying each year due to lack of coverage this Sic threat by the insurance companies PROVES that we MUST have A STRONG PUBLIC OPTION.....The Insurance Companies are openly threatening that if The HCReform Plan does not benefit THEM then They Are Going To PUNISH All Americans By JACKING UP THEIR RATES !!!!!
We Will Be Like SITTING DUCKS...


This is TREASONOUS AGAINST AMERICANS !!!!

We MUST DEMAND...DEMAND...DEMAND...

A STRONG, VERY COMPETITIVE

PUBLIC OPTION !!!!

(The ONLY Safety Net)

Anything short (i.e. co-ops, opt-in/opt-out, triggers etc...which are all WEAK) would result in higher rates from the gangster insurance companies and NO true, competitive alternative for We The People, topped off with a MANDATE (law forcing everyone to buy high-priced, unaffordable coverage or be penalized) !

ANY...Yes ANY POLITICIAN who sides with these gangster insurance companies should be charged with TREASON !!!!

TIME TO FIGHT....NOW !!!!
Please encourage ALL to Help Fight
For Our RIGHT To Health Care !

B4B

MUST SEE VIDEO:
Bill Moyers Exposes Max Baucus' Advisers
And Corruption of our Senatorial System

Greg Jones' B4B NOTE: It is absolute TREASON the way our elected 'officials' both Dems and Republicans, cast aside the true needs of We The People....the people they were elected to serve, choosing instead to pass laws to financially benefit the corporations they were well bribed by. This is legalized, organized crime against Americans and it must be stopped ! NOW is the time to
Make Those Calls...Make Those Demands...
Shame Them into Doing The Right Thing !

I email Mr. Moyers occasionally and noticed he used my slogan here....I like that.

Don't JUST Get Mad...
GET BUSY !

CLICK HERE: If video did not appear through email server

B4B

Congratulations
President Barack Obama !
2009 Nobel Peace Prize Winner
(Watch Video of Announcement)

Greg Jones
(Blacks4Barack)

Today it has been announced that President Barack Obama has won the 2009 Nobel Peace Prize which is an incredible declaration of the worldwide appeal for our new President. Since early in the presidential campaign, Barack Obama was criticized by some for his desire to use diplomacy and talks as an initial means of settling disputes with foreign powers, a far cry from the style of the previous administration.

Yahoo News reports, " Obama's election and foreign policy moves caused a dramatic improvement in the image of the U.S. around the world. A 25-nation poll of 27,000 people released in July by the Pew Global Attitudes Project found double-digit boosts to the percentage of people viewing the U.S. favorably in countries around the world. That indicator had plunged across the world under President George W. Bush."

Following the Nobel announcement, the right-wing instantly began ginning up negative responses further displaying what a pitiful and pathetic group of anti-Americans they truly are. Also, the media has initiated it's standard negative spin on this obviously incredible honor. Despite the ignorance, once again, chalk up another one for our President !

WATCH ANNOUNCEMENT



America is Proud of
President Barack Obama !

B4B COMMENTER SPOTLIGHT:
Philip Calderone, Filmmakers for Obama

It was amazing to wake up to this news today. The "too early" argument actually highlights the fact that this president has accomplished in months what many presidents have failed to accomplish in years--breaking the me-first cynicism and helping people realize that we are one human race now facing problems too large for any one government, superpower, alliance, or country to handle.

And yet again, the argument that his popularity comes from merely Kool-Aid drinking celebrity status is incorrect, ignoring the egg for the chicken. Obama is hugely popular because he promotes opinions and policies that most of the world supports. His popularity demonstrates that there are more kind, decent people in the world than those who are not. Finally now we have a spokesman with extraordinary eloquence, intellect and respect for others to help us see this.

Congratulations President Obama. It is a great accomplishment for him, our country, and the billions who applaud him around the world. May your accomplishment be an inspiration to the rest of us as we strive to make this world a better place for us all. Time to get in line and give this man the tools to turn his great words into great actions.
( Philip Calderone, B4B Commenter SPOTLIGHT )

B4B

Strong Public Option
" Very Close " says Pelosi

By Jeff Muskus/HuffPo

House leadership is still hedging its bets on what version of the public option will make it into the unified House health reform bill, but Speaker Nancy Pelosi told reporters Thursday that Democrats are nearing the 218 votes needed to pass a strong public option tied to Medicare reimbursement rates.

"It's very close, it's very close," Pelosi said of majority support for the so-called "robust" public option, which she personally supports. She did not commit to getting the strong option into the bill, however. "We're in a good place, because we have many good options," she said.

On both counts, the Speaker's assessment seemed more optimistic than that of Progressive Caucus Co-Chair Raul Grijalva, who suggested to the Huffington Post that progressives might scuttle a bill that forces the public health exchange to negotiate its own reimbursement rates with insurers -- the policy favored by conservative Blue Dog Democrats. Grijalva estimated Wednesday that the strong public option had the support of 160 to 170 Democrats, a number significantly lower than the whip count his co-chair Lynn Woolsey has reportedly bandied about.

Though she declined to cite a precise number of supporters for the robust plan, Pelosi was confident enough to say that while the strong public option was only one of three public insurance exchanges the House has sent to the Congressional Budget Office for cost analysis, scores on the two weaker options -- both of which would require the new exchange to negotiate its own reimbursement rates -- were requested simply to give conservative Blue Dog Democrats another chance to make their case.

"In all fairness to those who believe that the negotiated rates work better for them in their district, we're trying to get from the Congressional Budget Office how we could have more savings out of negotiated rates," Pelosi said. The strong public option would save $110 billion over 10 years, she said, compared to $25 billion for an option with negotiated rates according to preliminary estimates. "That's a big difference."

For the first time since their 1995 inception, the Blue Dogs have found themselves out-organized by their liberal counterparts, and their commitment to decoupling the public option from Medicare has been slipping. While progressives have united behind a strong public option, conservative Democrats are concerned variously with addressing regional disparities in Medicare reimbursement, keeping the bill's final cost below $900 billion and waiting to see what the Senate does.

Bridging the gap in savings between the weaker and stronger public options won't be easy for Blue Dogs, and they won't like one possibility that Pelosi confirmed has been floated in a "very preliminary" form: a windfall profits tax on income for health insurers. "I have asked Chairman [Charlie] Rangel [D-N.Y.] to ask his staff to see what is in it for us," Pelosi said. "Let me say that I believe that all of the participants, whether it's insurance companies or the pharmaceutical industry, have much more they can put on the table to help reduce costs." (HuffPost)

NOTE from B4B's Greg Jones:

More News You DON'T Hear in our 'Great Media'.

This past Tuesday, Congress approved a $680 BILLION DOLLAR DEFENSE BUDGET. Yes...$680 BILLION !!! In the midst of our 'great' politicians making a major ruckus over spending $90B per year for 10 years (total $900B) for Health Care Reform to SAVE AMERICAN LIVES...they (quietly) pass this gigantus defense budget with such ease you would almost think they were paid (lobbied/bribed) to pass it. The Time Is NOW for our politicians to get America's priorities in the right order. We MUST have a strong, competitive Public Option (which simply means another Choice or alternative to the gauging of current private insurers). ANY politician who would deny Americans the right to CHOOSE an OPTION to stay alive should be removed from serving the people !

Make Those Calls...

Make Those DEMANDS...

We Must SHAME Them Into Doing the RIGHT THING !!!

B4B

Read more at: http://www.huffingtonpost.com/2009/10/08/strong-public-option-very_n_313947.html

( A Positive Step...Now Time To PUSH For Strong Public Option )

CBO: Determines Senate Finance Committee
Health Care Plan Would SAVE $81 Billion

Congressional budget experts said Wednesday that the sweeping health care overhaul bill awaiting a vote in the Senate Finance Committee will cost $829 billion over the next 10 years.

The preliminary report, released Wednesday by the non-partisan Congressional Budget Office, said the committee's health care reform package will not add to the national deficit -- and will save $81 billion over the next 10 years.

"Our balanced approach to health reform has paid off yet again with the news today that the America's Healthy Future Act remains fully paid for, begins to reduce the federal deficit within ten years and makes significant reductions in federal debt over the next several decades," Sen. Max Baucus, chairman of the Senate Finance Committee, said in a statement Wednesday.

The CBO said that the bill would reduce rolls of uninsured by 29 million over the next 10 years -- ensuring that 94 percent of Americans will be covered.

The report paves the way for the Senate Finance Committee to vote as early as Friday on the legislation, which is largely in line with President Obama's call for the most sweeping overhaul of the nation's health care system in a half-century.

Congressional tax experts say the proposed legislation would require health care industries to pay $121 billion in taxes over 10 years -- about $29 billion more than originally thought.

Finance Committee Republicans have been arguing the measure contains too many new taxes.

The committee's proposal, which calls for co-ops instead of a so-called "public option," has to be blended with the version approved by the Senate Committee on Health, Education, Labor, and Pensions, which does include the public option. Only then can it be considered by the full Senate.

Senate Majority Leader Harry Reid will face a difficult task in merging the two bills into one -- and presumably one that includes the government-run insurance plan that he and other liberal Democrats have steadfastly backed.

The Finance committee voted last week to strike two amendments that would establish a government-run insurance plan to compete with private insurance coverage. But the bill created in July by the Health Committee includes a public option and requires employers to offer insurance to their employees.

The question over whether Reid will push for a government-run insurance plan in the final legislation remains to be answered. Reid has said a public option is essential to reform, and other leading Democrats like House Speaker Nancy Pelosi have stressed its importance in expanding coverage to the millions of uninsured.
FOX News' Trish Turner and the Associated Press contributed to this report.

NOW...Time To FIGHT for Public Option !

B4B

WATCH:
President Obama Weekly Address
Health Reform Urgent for Economy

An Open Note from B4B's
Greg Jones to The President:

Dear President Obama;

Greg again,

I sincerely hope that you are not desiring to make health insurance a mandate for the uninsured working poor through the so-called 'affordable' plan by way of tax credits. The working poor do not have excess monthly funds to be able to pay any sizable bill out of pocket they are forced to buy...if they had the cash...they would already have bought insurance (and not be standing by the thousands, in long embarrassing RAM lines for much needed free health care). They just won't have the cash and will still be forced to be uninsured. Therefore this plan would simply create uninsured 'lawbreakers' (possibly 46.5 million) who would then be afraid to go to emergency, even when vitally necessary in fear of getting 'caught' without coverage....and to think that the working poor can wait until tax time to receive the 'benefits' of this 'affordable' plan is respectfully, just plain wrong.

I, along with literally millions of others sincerely hope that you will make certain that this 'affordable' plan for the working poor is NOT based on tax credits. And don't forget Sir, we used this mandate effectively against the opposition during the campaign so if you choose to go that route it must be very conducive to the realities of the working poor....or it will end up making things much WORSE !

Once again,
Thank You Mr. President,

Much Love to our 1st Family,

Greg Jones
Blacks4Barack
National Director

CLICK HERE
If video does not appear through B4B email subscription server

B4B

WATCH:

Fla. Congressman Alan Grayson
Dems New Health Care Reform Fighter
Tells it Like It Is ! A Dem With GUTS !

CLIP #1: First, Grayson explained the Republican Health Care Reform Plan
" If you get sick...DIE QUICK "

CLIP #2: Then, the GOP requested a Grayson apology.
This is my kind of apology !

CLIP #3: YES ! Then Rep. Grayson went on CNN
and spanked the Repubs with TRUTH !

Time To Get FIGHTING MAD !

B4B NOTE: To think that our politicians can end the thousands of senseless deaths per month due to our failed, corrupt health care system with SIMPLY A VOTE...but WON'T DO SO...makes me feel that EVERY politician who votes AGAINST a strong Public Option AND accessible health care for ALL...
should be CHARGED with aiding and abetting !

CLICK HERE if videos (3) did not appear through email server

B4B

Lobbyists Donating Twice As Much

To Democrats As Republicans !

NOTE: After today's Senate Finance Committee, disappointing double NO vote

AGAINST Public Option this bit of info is VERY enlightening.

By: Jenna Staul (HuffPo)

The Wall Street Journal reports that lobbyists have donated twice as much to Democrats as Republicans this year -- a direct result of Democratic control over both Congress and the White House.

Corporate political action committees spent 60 percent of their contribution money on Democrats, who have in turn raised $153.5 million in the first six months of the 2009-2010 election cycle. The Center for Responsive Politics reports that in that time Democrats have raised a staggering 62 percent more than Republican candidates.

Meanwhile, lobbyists have made 70 percent of their donations to Democrats, up from 37 percent in 2006.

From the Wall Street Journal:

Spokesmen for the companies say they donate to politicians who support their priorities. Ron Rogers, a spokesman for Merck, said that the company donates more to Democrats now because "there are more Democrats that there used to be."

Republicans, however, may have some reason to hold out hope for the 2010 midterm elections: The Republican National Committee raised more than the Democratic National Committee last month.

****

B4B NOTE: Unfortunately, it is obvious that the well bribed Dems and the Just Say No (also paid) Repubs are working in concert AGAINST the needs of We The People. The ONLY way we will achieve a strong Public Option with truly accessible quality health care for all will be through the Power of each one of us...bombarding the politicians with phone calls/letters and emails letting them know...

We DEMAND Public Option AND Quality Health Coverage

FOR ALL !

B4B

Read more at: http://www.huffingtonpost.com/2009/09/29/lobbyists-donating-twice_n_303246.html

Con. John Conyers-Barney Frank
Call For Congressional Investigation of
ACORN Defunding


Question Un-Constitutionality of Defunding

CLICK HERE To Read Complete Filing

*******

This Illegal WITCHHUNT Must Be Stopped !

B4B

THIS IS MAJOR !

CBO Determines:
Liberal Public Option Plan to
SAVE $85 Billion MORE
Than Conservative Plan !

By: Ezra Klein

According to Congress Daily, the CBO says attaching the public plan to Medicare rates will save even more money than originally thought:

In a bid to wrangle concessions from the Blue Dog Coalition on healthcare reform, House leaders Thursday released CBO estimates for liberals' preferred version of the public option that show $85 billion more in savings than for the version the Blue Dogs prefer.

Rep. Stephanie Herseth Sandlin, D-S.D., a Blue Dog co-chair, said any possible new momentum toward a public option tethered to Medicare rates is, in part, "because of the cost issue" and the updated CBO score.

The original House bill required the public plan to pay providers 5 percent more than Medicare reimbursement rates. But as part of a package of concessions to Blue Dogs, the House Energy and Commerce Committee accepted an amendment that requires the HHS Secretary to negotiate rates with providers. That version of the plan will save only $25 billion.

In total, a public plan based on Medicare rates would save $110 billion over 10 years. That is $20 billion more than earlier estimates, a spokesman for House Speaker Pelosi said.

In other words, the conservatives want to spend $85 billion more than the liberals do. Moreover, the CBO is estimating savings to the government. That is to say, the $85 billion reflects reduced federal spending on subsidies because premiums in the public plan will be lower. Savings to individuals and businesses paying lower premiums will be much larger than $85 billion, and politically, much more important.

Meanwhile, a new New York Times poll shows that the public option is still a good 20 percent more popular than health-care reform in general.

The Time Is NOW !

We Must FIGHT For The Right To
Quality Health Care
FOR ALL !

B4B

WATCH:
President Of THE WORLD ?
President Obama Addresses
World Leaders At U.N. Assembly

President Obama Addresses the UN General Assembly from White House on Vimeo.

It's A NEW DAY !

CLICK HERE if video did not appear through email server

B4B

WATCH:
The Obama Health Plan in 4 Minutes

Learn/Share

Together, We WILL Make A Difference !

CLICK HERE if video did not appear through email server

B4B

WATCH:
1st Lady Michelle Obama Speaks
Powerfully For Health Care Reform

" Very Much A Women's Issue...
It's Unacceptable For Women To Go Without Insurance "
Stresses the suffering of uninsured Americans.

WATCH: Part 1



WATCH: Part 2

Together, Yes We WILL !

CLICK HERE if videos did not appear through email server

B4B

Michelle Obama To Get Busy(er)
on Health Care Reform

From: POLITICO

Pushing for health care reform didn’t turn out so well for the last first lady in a Democratic White House.

But with a retooled staff and an under-the-radar summer behind her, Michelle Obama plans a packed autumn that aides say will include a “dedicated focus” on health insurance reform — the same issue that brought such headaches to Hillary Clinton.

“She will do things that fit in with what she cares about, like health care reform and the implications it has for family and kids,” said Camille Johnston, Obama’s director of communications. “She will spend her time focusing on where policy and people intersect.”

For the health care reform push, which got something of a reboot last week with President Barack Obama’s address to Congress, the aim is for the first lady’s imprimatur to put a friendly face and a noncontroversial spin on a complex, highly partisan issue.

She won’t get into the weeds on health care, pushing specific details or plans as Clinton did. Instead, she’ll make the soft, soccer-mom sell, highlighting the need to eat healthy, exercise and get preventive care. On Friday, Michelle Obama will appear at an event where women and families will talk about the health care system, and she will deliver remarks that will “amplify the president’s message on the need for health insurance reform,” according to the White House.

And she’ll most likely have a receptive audience.

Over the past eight months, Obama has been quick and strategic in introducing and branding herself — she’s graced magazine covers from Iowa to Italy and dazzled Europe, and even Prince Charles asked about her garden.

She’s also amassed a great deal of goodwill — something her husband and his administration can certainly use in the fractious, rancorous health care struggle.

Recent surveys had her favorability ratings in the mid-70s, reflecting the general likability that most first ladies enjoy. Carroll Doherty, of the Pew Research Center, said Obama’s ratings could have declined given her husband’s sliding poll numbers, but likely only near the margins.

So far, she’s largely steered clear of policy, most likely contributing to the high marks.

“I think she has been a very good representative. She is very popular, very well-liked; she’s planted the garden, done a lot of traveling — but it’s a much more ceremonial activity. It’s more of a traditional role,” said Myra Gutin, a first lady historian at Rider University. “Now, we are eight months in, the kids are settled; it would seem to me that if she was going to undertake a project, then it’s time. But she is still clearly growing into the office.”

The fall could offer the biggest growth spurt for Obama, who has in some ways been slower out of the gate than her predecessors in settling on a signature issue — her bio on the White House website still lists three key issues: work-life balance, military issues and community service.

On the health care front, she has in her first months in some ways been an accidental ambassador for better self-care — a self-identified fitness freak with buff arms that launched a thousand workout routines.

Yet health care, with the specter of Hillarycare, could present something of a stumbling block for the first lady, who has so far soared above partisanship, garnering Oprah-like appeal.

Some past White House veterans agree and say there is no comparison.

Dee Dee Myers, press secretary for former President Bill Clinton, said the decision to put Hillary Clinton in charge of selling health care and the controversy that ensued is “very, very different than the circumstances that Michelle Obama finds herself in.”

Read rest of article:

B4B

Thank You President Jimmy Carter
Speaks-Out Regarding Racism in America

WATCH VIDEO:

Visit msnbc.com for Breaking News, World News, and News about the Economy

CLICK HERE If Video Did Not Appear Through Email Server

Thousands attend RAM 3-day free health care clinic in Los Angeles

WATCH:
President Obama's Weekly Address

Losing Insurance Can Happen To Anyone

WASHINGTON – In this week’s address, President Barack Obama highlighted a new report from the Treasury Department that found that about half of all Americans under 65 will lose their health coverage at some point over the next ten years. The report also found that Americans under 21 have more than a 50-percent chance of going uninsured at some point in that time. And more than one-third of Americans will go without coverage for longer than one year.

The full Treasury report can be viewed HERE.

Watch Address:

Time to FIGHT !

You're Family is One Layoff Away From
NO COVERAGE !

click here IF VIDEO DOES NOT APPEAR THROUGH EMAIL SERVER

B4B

VIDEO:
A Quick...To The Point...Explanation of:
What EXACTLY Is Public Option ?

Learn/Share/Teach and FIGHT !!!

Special Thanks To Brave New Worlds' Robert Greenwald

CLICK HERE If video did not appear through e-mail server

B4B

SHOCKER:

Bush Regime, U.S. Gov't

Drafted Iraq's Constitution

Granting 'Right' to Health Care To ALL IRAQIS !

" Our troops fighting to give the Iraqi people

rights that the troops themselves don't have. " ( Jubal Harshaw)

By: Mark Dorlester (HuffPo)

You'd better sit down, folks.

Article 31 of the Iraqi Constitution, drafted by your right-wing Bushies in 2005 and ratified by the Iraqi people, includes state-guaranteed (single payer) healthcare for life for every Iraqi citizen.

Article 31 reads:

"First: Every citizen has the right to health care. The State shall maintain public health and provide the means of prevention and treatment by building different types of hospitals and health institutions.

Second: Individuals and entities have the right to build hospitals, clinics,or private health care centers under the supervision of the State, and this shall be regulated by law."

There are other health care guarantees, including special provisions for children, the elderly, and the handicapped elsewhere in the 43-page document.

Under force of arms, President Bush imposed his particular idea of democracy on a people not asking for it - perhaps a noble undertaking in one context and a criminal violation of international law in another. Bush's followers are proud of the Iraqi Constitution, a model for the world, they told us.

So, according to the American political right-wing, government-guaranteed health care is good for Iraqis, but not good for us. Not good for you. They decry even a limited public option for you, but gleefully imposed upon the Iraqis what they label here as "socialism," with much Democratic Party member support.

Indeed, reading the Iraqi Constitution so near to the 8th anniversary of September 11, 2001 is instructive. It is the very definition of American right-wing hypocrisy.

We have (thus far) sacrificed more blood to wrest Iraq from tyranny than we lost on 9/11. In addition, according to the Congressional Research Service, as of May 15, 2009 (Report 7-5700/RL33110) we have spent and/or authorized $864 Billion in military operations on Operation Enduring Freedom, which includes Iraq and Afghanistan. The overwhelming majority of those funds have been for the war in Iraq. Additional secret funding has been authorized for intelligence and special operations.

The total is more than (or, in the worst case, equal to) the funding required to guarantee minimally decent health care here.

In other words, the most senior members of the Republican establishment - and some Democrats like Max Baucus (D-MT) - have gladly spent more taxpayer funds to ensure health care as a Constitutional right in Iraq than they are willing to spend to give you any level of guaranteed coverage.

The source document I used is from the official United Nations Assistance Mission for Iraq. If you'd like to download and review the full Iraqi Constitution, click HERE

This news is an example of the benefit of our online viral information age. The situation was first called to my attention late yesterday (September 8) by a long-term blogger, Korkie Moore-Bruno, on a think tank list of Obama supporters. Korkie posted an alert from her Facebook friend Jubal Harshaw. Give them credit for the heads-up; all I've done was verify the rumor with the United Nations.

It would seem that U. S. citizens might find out if their Representative and/or Senators have supported or voted to fund the war in Iraq. If so, do they support health care as a civil right for you?

If the answers to those questions are "yes" and "no," respectively, you might consider less hypocritical representation. (Thank You HuffPo)

# # # #

B4B NOTE:
This needs to go absolutely viral.

B4B

A Picture's Worth A Thousand Words !

They Ain't Playin' !!

B4B

WATCH: Entire Speech Below

YES ! It's OFFICIAL:

President Releases " The Obama Plan "

Stability & Security for ALL Americans

"It will provide more security and stability to those who have health insurance. It will provide insurance to those who don’t. And it will lower the cost of health care for our families, our businesses, and our government."

– President Barack Obama

If You Have Health Insurance

More Stability and Security

• Ends discrimination against people with pre-existing conditions. Over the last three years, 12 million people were denied coverage directly or indirectly through high premiums due to a pre-existing condition. Under the President’s plan, it will be against the law for insurance companies to deny coverage for health reasons or risks.
• Limits premium discrimination based on gender and age. The President’s plan will end insurers’ practice of charging different premiums or denying coverage based on gender, and will limit premium variation based on age.
• Prevents insurance companies from dropping coverage when people are sick and need it most. The President’s plan prohibits insurance companies from rescinding coverage that has already been purchased except in cases of fraud. In most states, insurance companies can cancel a policy if any medical condition was not listed on the application – even one not related to a current illness or one the patient didn’t even know about. A recent Congressional investigation found that over five years, three large insurance companies cancelled coverage for 20,000 people, saving them from paying $300 million in medical claims - $300 million that became either an obligation for the patient’s family or bad debt for doctors and hospitals.
• Caps out-of pocket expenses so people don’t go broke when they get sick. The President’s plan will cap out-of-pocket expenses and will prohibit insurance companies from imposing annual or lifetime caps on benefit payments. A middle-class family purchasing health insurance directly from the individual insurance market today could spend up to 50 percent of household income on health care costs because there is no limit on out-of-pocket expenses.
• Eliminates extra charges for preventive care like mammograms, flu shots and diabetes tests to improve health and save money. The President’s plan ensures that all Americans have access to free preventive services under their health insurance plans. Too many Americans forgo needed preventive care, in part because of the cost of check-ups and screenings that can identify health problems early when they can be most effectively treated. For example, 24 percent of women age 40 and over have not received a mammogram in the past two years, and 38 percent of adults age 50 and over have never had a colon cancer screening.
• Protects Medicare for seniors. The President’s plan will extend new protections for Medicare beneficiaries that improve quality, coordinate care and reduce beneficiary and program costs. These protections will extend the life of the Medicare Trust Fund to pay for care for future generations.
• Eliminates the "donut-hole" gap in coverage for prescription drugs. The President’s plan begins immediately to close the Medicare "donut hole" - a current gap in its drug benefit - by providing a 50 percent discount on brand-name prescription drugs for seniors who fall into it. In 2007, over 8 million seniors hit this coverage gap in the standard Medicare drug benefit. By 2019, the President’s plan will completely close the "donut hole". The average out-of-pocket spending for such beneficiaries who lack another source of insurance is $4,080.

If You Don't Have Insurance

Quality, Affordable Choices for All Americans

• Creates a new insurance marketplace – the Exchange – that allows people without insurance and small businesses to compare plans and buy insurance at competitive prices. The President’s plan allows Americans who have health insurance and like it to keep it. But for those who lose their jobs, change jobs or move, new high quality, affordable options will be available in the exchange. Beginning in 2013, the Exchange will give Americans without access to affordable insurance on the job, and small businesses one-stop shopping for insurance where they can easily compare options based on price, benefits, and quality.
• Provides new tax credits to help people buy insurance. The President’s plan will provide new tax credits on a sliding scale to individuals and families that will limit how much of their income can be spent on premiums. There will also be greater protection for cost-sharing for out-of-pocket expenses.
• Provides small businesses tax credits and affordable options for covering employees. The President’s plan will also provide small businesses with tax credits to offset costs of providing coverage for their workers. Small businesses who for too long have faced higher prices than larger businesses, will now be eligible to enter the exchange so that they have lower costs and more choices for covering their workers.
• Offers a public health insurance option to provide the uninsured and those who can’t find affordable coverage with a real choice. The President believes this option will promote competition, hold insurance companies accountable and assure affordable choices. It is completely voluntary. The President believes the public option must operate like any private insurance company – it must be self-sufficient and rely on the premiums it collects.
• Immediately offers new, low-cost coverage through a national "high risk" pool to protect people with preexisting conditions from financial ruin until the new Exchange is created. For those Americans who cannot get insurance coverage today because of a pre-existing condition, the President’s plan will immediately make available coverage without a mark-up due to their health condition. This policy will offer protection against financial ruin until a wider array of choices become available in the new exchange in 2013.

For All Americans

Reins In the Cost of Health Care for Our Families, Our Businesses, and Our Government

• Won’t add a dime to the deficit and is paid for upfront. The President’s plan will not add one dime to the deficit today or in the future and is paid for in a fiscally responsible way. It begins the process of reforming the health care system so that we can further curb health care cost growth over the long term, and invests in quality improvements, consumer protections, prevention, and premium assistance. The plan fully pays for this investment through health system savings and new revenue including a fee on insurance companies that sell very expensive plans.
• Requires additional cuts if savings are not realized. Under the plan, if the savings promised at the time of enactment don’t materialize, the President will be required to put forth additional savings to ensure that the plan does not add to the deficit.
• Implements a number of delivery system reforms that begin to rein in health care costs and align incentives for hospitals, physicians, and others to improve quality. The President’s plan includes proposals that will improve the way care is delivered to emphasize quality over quantity, including: incentives for hospitals to prevent avoidable readmissions, pilots for new "bundled" payments in Medicare, and support for new models of delivering care through medical homes and accountable care organizations that focus on a coordinated approach to care and outcomes.
• Creates an independent commission of doctors and medical experts to identify waste, fraud and abuse in the health care system. The President’s plan will create an independent Commission, made up of doctors and medical experts, to make recommendations to Congress each year on how to promote greater efficiency and higher quality in Medicare. The Commission will not be authorized to propose or implement Medicare changes that ration care or affect benefits, eligibility or beneficiary access to care. It will ensure that your tax dollars go directly to caring for seniors.
• Orders immediate medical malpractice reform projects that could help doctors focus on putting their patients first, not on practicing defensive medicine. The President’s plan instructs the Secretary of Health and Human Services to move forward on awarding medical malpractice demonstration grants to states funded by the Agency for Healthcare Research and Quality as soon as possible.
• Requires large employers to cover their employees and individuals who can afford it to buy insurance so everyone shares in the responsibility of reform. Under the President’s plan, large businesses – those with more than 50 workers – will be required to offer their workers coverage or pay a fee to help cover the cost of making coverage affordable in the exchange. This will ensure that workers in firms not offering coverage will have affordable coverage options for themselves and their families. Individuals who can afford it will have a responsibility to purchase coverage – but there will be a "hardship exemption" for those who cannot.

" I Will Call You Out ! "

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THE WHITE HOUSE

Office of the Press Secretary

_______________________________________________________________________________________

FOR IMMEDIATE RELEASE

September 9, 2009

EXCERPTS OF THE PRESIDENT’S ADDRESS

TO A JOINT SESSION OF CONGRESS TONIGHT:

I am not the first President to take up this cause, but I am determined to be the last. It has now been nearly a century since Theodore Roosevelt first called for health care reform. And ever since, nearly every President and Congress, whether Democrat or Republican, has attempted to meet this challenge in some way. A bill for comprehensive health reform was first introduced by John Dingell Sr. in 1943. Sixty-five years later, his son continues to introduce that same bill at the beginning of each session.



Our collective failure to meet this challenge – year after year, decade after decade – has led us to a breaking point. Everyone understands the extraordinary hardships that are placed on the uninsured, who live every day just one accident or illness away from bankruptcy. These are not primarily people on welfare. These are middle-class Americans. Some can’t get insurance on the job. Others are self-employed, and can’t afford it, since buying insurance on your own costs you three times as much as the coverage you get from your employer. Many other Americans who are willing and able to pay are still denied insurance due to previous illnesses or conditions that insurance companies decide are too risky or expensive to cover.


During that time, we have seen Washington at its best and its worst.


We have seen many in this chamber work tirelessly for the better part of this year to offer thoughtful ideas about how to achieve reform. Of the five committees asked to develop bills, four have completed their work, and the Senate Finance Committee announced today that it will move forward next week. That has never happened before. Our overall efforts have been supported by an unprecedented coalition of doctors and nurses; hospitals, seniors’ groups and even drug companies – many of whom opposed reform in the past. And there is agreement in this chamber on about eighty percent of what needs to be done, putting us closer to the goal of reform than we have ever been.



But what we have also seen in these last months is the same partisan spectacle that only hardens the disdain many Americans have toward their own government. Instead of honest debate, we have seen scare tactics. Some have dug into unyielding ideological camps that offer no hope of compromise. Too many have used this as an opportunity to score short-term political points, even if it robs the country of our opportunity to solve a long-term challenge. And out of this blizzard of charges and counter-charges, confusion has reigned.



Well the time for bickering is over. The time for games has passed. Now is the season for action. Now is when we must bring the best ideas of both parties together, and show the American people that we can still do what we were sent here to do. Now is the time to deliver on health care.



The plan I’m announcing tonight would meet three basic goals:



It will provide more security and stability to those who have health insurance. It will provide insurance to those who don’t. And it will slow the growth of health care costs for our families, our businesses, and our government. It’s a plan that asks everyone to take responsibility for meeting this challenge – not just government and insurance companies, but employers and individuals. And it’s a plan that incorporates ideas from Senators and Congressmen; from Democrats and Republicans – and yes, from some of my opponents in both the primary and general election.



***

Here are the details that every American needs to know about this plan:

First, if you are among the hundreds of millions of Americans who already have health insurance through your job, Medicare, Medicaid, or the VA, nothing in this plan will require you or your employer to change the coverage or the doctor you have. Let me repeat this: nothing in our plan requires you to change what you have.

What this plan will do is to make the insurance you have work better for you. Under this plan, it will be against the law for insurance companies to deny you coverage because of a pre-existing condition. As soon as I sign this bill, it will be against the law for insurance companies to drop your coverage when you get sick or water it down when you need it most. They will no longer be able to place some arbitrary cap on the amount of coverage you can receive in a given year or a lifetime. We will place a limit on how much you can be charged for out-of-pocket expenses, because in the United States of America, no one should go broke because they get sick. And insurance companies will be required to cover, with no extra charge, routine checkups and preventive care, like mammograms and colonoscopies – because there’s no reason we shouldn’t be catching diseases like breast cancer and colon cancer before they get worse. That makes sense, it saves money, and it saves lives.

That’s what Americans who have health insurance can expect from this plan – more security and stability.

Now, if you’re one of the tens of millions of Americans who don’t currently have health insurance, the second part of this plan will finally offer you quality, affordable choices. If you lose your job or change your job, you will be able to get coverage. If you strike out on your own and start a small business, you will be able to get coverage. We will do this by creating a new insurance exchange – a marketplace where individuals and small businesses will be able to shop for health insurance at competitive prices. Insurance companies will have an incentive to participate in this exchange because it lets them compete for millions of new customers. As one big group, these customers will have greater leverage to bargain with the insurance companies for better prices and quality coverage. This is how large companies and government employees get affordable insurance. It’s how everyone in this Congress gets affordable insurance. And it’s time to give every American the same opportunity that we’ve given ourselves.

***
This is the plan I’m proposing. It’s a plan that incorporates ideas from many of the people in this room tonight – Democrats and Republicans. And I will continue to seek common ground in the weeks ahead. If you come to me with a serious set of proposals, I will be there to listen. My door is always open.

But know this: I will not waste time with those who have made the calculation that it’s better politics to kill this plan than improve it. I will not stand by while the special interests use the same old tactics to keep things exactly the way they are. If you misrepresent what’s in the plan, we will call you out. And I will not accept the status quo as a solution. Not this time. Not now.

Everyone in this room knows what will happen if we do nothing. Our deficit will grow. More families will go bankrupt. More businesses will close. More Americans will lose their coverage when they are sick and need it most. And more will die as a result. We know these things to be true.

That is why we cannot fail. Because there are too many Americans counting on us to succeed – the ones who suffer silently, and the ones who shared their stories with us at town hall meetings, in emails, and in letters.

B4B